I'm glad I read the Privacy Policy and Terms of Use BEFORE I tried installing this Key and app.  First off, updates to the privacy policy are only announced on the Privacy Policy page ([...]), along with the date those changes were made.  Zubie doesn't send out e-mails if they make the Privacy Policy even more intrusive than it already is.  Here are some of the "highlights":* Zubie can collect the the location of your car AND cell phone, including when the primary driver is within 500 feet of your car;* Zubie collects your Facebook profile, including friends and their contact information (for the purpose of sending them Zubie ads);* at the end of your contract, your credit card is automatically charged again, presumably with no reminder or notice;* all this information will be given when Zubie is presented with "lawful" requests from government agencies (no mention of subpoenas or court orders required from said government agencies -- which begs the question, does the NSA have stock in the company?);* Zubie can sell your information to third party vendors or partners, including advertisers;* this one is copied and pasted directly from Section 10 of Zubie's Terms of Use (I couldn't make this up if I tried, and the all-caps are by Zubie, not me) -- "THE SERVICE, INCLUDING ALL MATERIALS AND SERVICES AVAILABLE THROUGH THE SERVICE, ARE PROVIDED ON AN &#8220;AS IS&#8221; AND &#8220;AS AVAILABLE&#8221; BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON&#8209;INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY THAT (a) THE SERVICES WILL MEET YOUR REQUIREMENTS, (b) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR&#8209;FREE, (c) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE EFFECTIVE, ACCURATE OR RELIABLE, OR (d) THE QUALITY OF ANY PRODUCTS, SERVICES, OR INFORMATION PURCHASED OR OBTAINED BY YOU FROM THE SERVICE FROM US OR OUR AFFILIATES WILL MEET YOUR EXPECTATIONS OR BE FREE FROM MISTAKES, ERRORS OR DEFECTS."If you're willing to sign away all the above rights (and more), check to make sure the device will work in your area.  The Zubie Key uses T-Mobile cellular service.  When I asked Zubie, they said: "The coverage actually looks good. Both are showing Good or Excellent coverage for the Zubie device. Zubie does offer a a 30 day return policy as well."When checking with the T-Mobile coverage map, it showed my area (and at least 20 miles around my town) does NOT have coverage.  Since I wasn't willing to sign away my privacy rights, I never installed the Zubie, but I do have more faith in the T-Mobile coverage map than Zubie's promises, given the denial of warranty on their Terms of Use, in Section 10.